diff --git a/Documentation/applications/tools/index.rst b/Documentation/applications/tools/index.rst
index 7b7329d262..5072ed7ed5 100644
--- a/Documentation/applications/tools/index.rst
+++ b/Documentation/applications/tools/index.rst
@@ -3,7 +3,7 @@ Host Side Tools
 ===============
 
 ``bitmap_converter.py`` NxWidgets
----------------------------------
+=================================
 
 This script converts from any image type supported by Python imaging library to
 the RLE-encoded format used by NxWidgets.
@@ -31,3 +31,71 @@ conversion just to be certain):
   For most simple graphic images this might be as few as 6 or 8 colors.
 - Save the image as PNG or other lossless format (NOT jpeg).
 - Then generate the image.
+
+``mkromfsimg.sh``
+=================
+
+**Q**: Why are there two versions of the script ``mkromfsimg.sh``, one in
+``apps/tools`` and one in ``nuttx/tools``.
+
+**A**: The version of ``mkromfsimg.sh`` in ``nuttx/tools`` is a generic
+tool to simplify creation of ROMFS file system from any directory contain
+content that you would like to access within the the target.
+
+The version in ``apps/tools``, on the other hand, has a very special purpose.
+It is part of the support that can be used in the KERNEL build mode.
+
+Processes and Programs in the KERNEL Build
+------------------------------------------
+
+In the kernel build, there are no tasks. There are only processes and all
+code lives in its own, private address space.
+See :doc:`/implementation/processes_vs_tasks`.
+
+One consequence of that is that functions like ``task_create()`` and friends
+cannot be used in the KERNEL build mode. Instead, all processes must be loaded
+into a virtual address space from an ELF or NxFLAT file residing in the file
+system. ROMFS is one of many file system, but one that is particularly usable
+for this purpose in deeply embedded systems.
+
+KERNEL Build Differences
+------------------------
+
+In the FLAT and PROTECTED build mode all applications are built into a single
+BLOB, so every symbol must have a unique name to avoid name collisions.
+
+In the KERNEL build mode, all applications are built at separately linked
+programs that reside in a file system. The entry point to ALL programs is the
+function ``main()``.
+
+apps/bin
+--------
+
+When you build the ``apps/`` programs in FLAT or PROTECTED modes, all of the
+object files are put into an archive apps/libapps.a which is, eventually,
+copied to ``nuttx/libs`` and the BLOB is created by linking NuttX archives
+with ``lib/libapps.a``.
+
+But when you build the ``apps/`` programs in the KERNEL mode, the directory
+``apps/bin`` is created by the top-level apps/Makefile. Each source file is
+compiled, but the object files are not added to ayn archive. Instead, the
+object files are linked into a separate compiled and linked program. Each program
+is then installed at ``apps/bin``.
+
+apps/tools/mkromfsimg.sh
+------------------------
+
+When the ``apps/`` kernel build is complete, all of the programs have been installed
+in ``apps/bin``. That is where ``apps/tools/mkromfsimg.sh`` file comes into to play.
+It takes all of the programs in apps/bin and creates a ROMFS file system image
+containing all of the applications. That ROMFS file system image is built into
+the kernel.
+
+Application Initialization
+--------------------------
+
+At run time, when the kernel boots, it will mount that ROMFS file system at ``/bin``.
+In the FLAT build mode, the OS boot logic calls ``task_create()`` to start the initial
+task you have configured with ``CONFIG_INIT_ENTRYPOINT``. But in the KERNEL build, something
+different happens. ``CONFIG_INIT_ENTRYPOINT`` is not used. Instead, ``CONFIG_INIT_FILEPATH``
+is used. This will be the name of the program to stared in ``/bin`` to bring up the system.